Financial Consulting for Businesses
Understand your numbers, see where the money goes and decide from facts.
Financial consulting for businesses means we read the numbers of your business together and use them to decide: prices, costs, cash and growth. I work with owners who are good at their trade and want to know where the money really goes.
+972 055-248-6151. Better on WhatsApp: I am in meetings most of the day and answer as soon as I am free. Other ways to reach me
We can talk in English, Hebrew or Russian.
Does This Sound Familiar?
The business is profitable on paper, and the account is still empty.
I set prices by feel, and I am not sure every sale earns me money.
I do not know which service or customer really makes money and which only keeps me busy.
The accountant's reports reach me, and I do not know what to do with them.
Sound familiar? The first conversation is free.
Book a Free CallWhat Clients Say
From different fields, at different stages of business
Dan Manto
Eclipse Capital
Real Estate Investment and Finance, USA
Arty McLabin
GameReady
Game Development Education and Outsourcing, International
Anna
Beautician
After I finished a cosmetology course at a leading company, I was confused. I didn't know how to open a business, what to sell from home, or how to bring in clients. Since I reached out to Mobius, everything has changed. We built an organized plan with clear steps and no unnecessary risks. Today I see results, and I'm growing and developing every month.
Mark
Massage therapist, Gan Yavne
When I finished a massage course, I imagined a different world. I found out it's a hard field, and financial stability isn't easy to find. When I came to Mobius, something changed. We started an organized process and built a business plan. Without Mobius? I probably would have given up. Today I believe in myself and in my own path.
What you get
Profit and cash, both in view
You see the profit and the cash side by side, so a good month on paper no longer hides an empty account.
A few numbers you really watch
A short list checked every month, so a number that moves the wrong way changes a decision in time.
What you can take out for yourself
How much you can safely pay yourself each month, worked out from the numbers instead of guessed.
Along the way you get the supporting and guiding materials the work needs, with clear instructions.
Simplified illustration
Profitable on paper, short in the bank
Jan Feb
Mar Apr
May Jun
Jul Aug
Sep Oct
Nov Dec
- The month's profit, on paper
- The money in the bank account
- The account below zero
An example year of a business that makes a profit every month, while the money in its bank account falls below zero for several months, because customers pay weeks after the work and stock is bought before the season. The profit bars stay above the line all year.
Simplified. Real work follows the whole path of the money, from the sale to the deposit, and adds what the picture leaves out: VAT paid before the customer paid you, loan repayments and what you take out for yourself. Then we choose the first lever to pull.
mobiusbiz.co.il
I have worked with
- Google for Startups
- House of Business, Sderot Municipality
- Microsoft Reactor
- GameReady
- Eclipse Capital
- SderoTech
- IUCEL
- Resilience & Health Innovation Hub
- International Resilience Institute of Sderot
- Google for Startups
- House of Business, Sderot Municipality
- Microsoft Reactor
- GameReady
- Eclipse Capital
- SderoTech
- IUCEL
- Resilience & Health Innovation Hub
- International Resilience Institute of Sderot
What the work can include
You do not need all of it. In the first conversation we choose together the parts your business needs.
- I map with you where the cash gets stuck, from the sale to the bank account, and which lever to pull first.
- I show you which product, service or customer really makes money, and which only keeps the business busy.
- I help you set prices built on your real costs and on the value the customer gets, prices you can explain without scaring customers away.
- I help you manage cash flow, the money coming in and going out in the months ahead, so a tight month shows up while there is still time to act.
- I teach you to read the numbers yourself, the accountant's reports included, in plain words.
- Before a hire, a new location or a loan, I check with you whether the business can carry it.
- I look with you at collection terms, supplier payment dates and stock, the places where cash quietly waits.
How the work goes
A free first conversation
We talk, see whether my work fits what your business needs, and I suggest the kind of work that suits you.
Mapping the money
We follow how money moves in your business, from the sale to the bank account, and read what the numbers you already have say about prices, costs and profit.
Choosing the first lever
Together we decide what to fix first, such as collection terms, prices, costs, stock or the timing of payments, and who takes each part.
The ongoing work
We meet as often as the business needs. Between meetings you can send me a short question on WhatsApp, and I reply as soon as I can.
Want to see how these steps would look for you? That is what the first conversation is for.
Book a Free Call9+ years of experience in business consulting
Speaking at Microsoft
Meeting with international teams, as part of work with a startup
Teenovation, Meital centre Sderot
Entrepreneurs session, Sderot
Who does what
What I do
- Read the numbers with you and explain what they mean
- Find where the money gets stuck and what drives profit
- Bring options for each decision, with their effect on cash
What you do
- Share the real numbers, the good and the bad
- Make the decisions, they stay yours
- Carry out the changes with customers, suppliers and your team
Your accountant keeps the books and reports to the tax authorities. This work takes the same numbers and uses them to decide what to do next.
What to bring to the first conversation
Bring what you already have, even if it is incomplete. We can start without it too.
- Bank statements from the last few months
- The reports you get from your accountant
- Your sales by month, if you have them
Whatever you show me about your business stays between the two of us, exactly as it does for every other client of mine.
VAT reports and a list of fixed expenses help later, and whatever is missing we put together along the way.
Who it fits
- A business that looks profitable and still runs short of cash.
- An owner who sets prices by feel and wants to know that every sale pays.
- A growing business that wants to check, before it decides, whether it can carry a hire, a new location or a loan.
When is it better to start elsewhere?
If the question is the household budget and not the business.
In that case, start here: Personal and Family Finance Consulting
And the paperwork, for anyone who wants to see that too.
Certificate of appreciation, Sderot municipality
Certificate of honor, Teenovation 2026
Directors and officeholders course, SRI Campus
Acceleration program, MaofTech South
Business consultants course
Adaptive project management, INT college
You work directly with me, and I stay your point of contact throughout the work.
- How does it start?
- With a free first conversation of 15 to 30 minutes, by phone or by video. In it we name the problem and shape the work around it. It is not where the answer is handed over. The answer comes out of the work that follows.
- How long before I see results?
- Not from the first meeting, and not from the first few. First we have to understand where the business really stands, so the effort goes only where it works and nothing that already works gets broken. When measurable, steady results come depends on the business and on the pace of the work. After a first conversation I can tell you what to expect in your field.
- How much of my time will it take?
- A meeting of about an hour, as often as the business needs, and a little more at the start while I learn the business. The rest is carrying out the plan, and that is work you would be doing in your business anyway, not time spent in meetings.
- Do my books have to be in order first?
- No. Paperwork is an important tool, but it is not a condition for starting. We begin from where things stand today and put the papers in order along the way, so the work never waits for them.
- What kinds of businesses do you work with?
- I have worked with self-employed professionals, small businesses and startups, in beauty and wellness, the trades, food, retail, manufacturing, education, hi-tech and real estate investment, in Israel and abroad. Your trade matters less than your stage. A bakery and a software company at the same stage are usually stuck on the same thing.
Frequently asked questions
My business is profitable on paper. Why is cash still tight?
Profit and cash move on different clocks. Profit is what you earned, cash is what is in the account today. Customers who pay 60 days after the month ends, VAT paid before the customer paid you, stock that ties up money, loan repayments and what you take out for yourself can all drain cash while the profit and loss report looks fine. I follow the whole path of the money with you, from the sale to the deposit, find the step where it waits longest, and we decide which lever to pull first: collection terms, prices, payment stages or supplier terms.
I already have an accountant. Why would I need this?
Your accountant does important work: keeps the books, files the reports and makes sure you meet the tax authorities' requirements. That work looks at what already happened. This work takes the same numbers and asks what to do next: which price to change, which customer costs more than he brings, whether you can carry a hire. The bookkeeping and the filing stay with your accountant.
Does a small business need financial consulting?
Often more than a large one, because a small business has less cash to absorb a mistake. One customer who pays late or one price set too low can decide a month. Financial consulting for a small business is about knowing those numbers early enough to act on them, without becoming an accountant yourself.
Can you help set prices without scaring customers away?
Yes. Pricing is rarely about the number alone. I start with your costs, how much work you can take on and the real value the customer gets. Sometimes the answer is a higher price for the same work. Sometimes it is a clearer offer, or dropping work that quietly eats your profit. We check the new price against the customers you have and the ones you want. The result is a price you can quote without flinching, with a reason any customer understands.
Which numbers should I check every month?
For most small businesses: revenue by service, gross profit, which is what is left after the direct cost of each sale, fixed costs, money customers still owe you, how many months the cash in the account would last, what you pay yourself and net profit. The exact list depends on the business. It stays short enough that you really look at it every month, and strong enough to change a decision when a number moves the wrong way.
How is this different from personal financial consulting?
Here the subject is the business: its prices, costs, cash and growth. Personal financial consulting deals with the household budget. For the self-employed the two are often mixed, and money moving between the business and the home is a common place where cash disappears, so when that is the case we look at both.
Related services
- Business Plan: Building and WritingWhen a bank or an investor needs a business plan.
- Strategic Consulting and Ongoing Business GuidanceWhen the numbers raise a bigger question about where the business is going.
- Marketing Consulting for BusinessesWhen the numbers show the real problem is too few customers.
New to consulting? Start with the map of what business consultants do
Ready to Get Started?
Book a Free Call+972 055-248-6151. Other ways to reach me
We can talk in English, Hebrew or Russian.